Therapy Fees & Insurance

Holistic therapy & wellness NY

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Out-of-Network Insurance

Like most specialty psychotherapy practices in New York City, I am an out-of-network (OON) provider and do not accept insurance directly.

Many clients with PPO plans (including BCBS, Aetna, UnitedHealthcare, Cigna, and Anthem) receive partial reimbursement for therapy services after meeting their deductible. Reimbursement rates vary by plan and are determined by your insurer’s allowed amount and out-of-network benefits.

Sessions are paid in full at the time of service. Upon request, I provide a detailed monthly superbill that you may submit to your insurance company for reimbursement.

This model allows for:

  • Greater privacy and discretion

  • Personalized, uninterrupted care

  • Freedom from insurance-imposed treatment limits

Session Fees

Individual Therapy: $275 / 50 minutes
Couples Therapy: $350 / 60 minutes

A limited number of reduced-fee openings are available ($150–$200 range) as scheduling allows.

How to Check Your Out-of-Network Benefits

Before your first session, I recommend contacting your insurance provider and asking:

  • Do I have out-of-network mental health benefits?

  • Are telehealth sessions covered?

  • What is my out-of-network deductible, and how much has been met?

  • What is the reimbursement rate for CPT codes 90834 or 90837?

  • What percentage will I be reimbursed after my deductible?

Insurance representatives can transfer you to behavioral health for more accurate answers.

Please note: reimbursement estimates are not guarantees of payment.

What Is a Superbill?

A superbill is an itemized receipt that includes:

  • Provider information (name, NPI, Tax ID, address)

  • Dates and length of sessions

  • CPT and diagnosis codes

  • Fees charged

  • Place of service (virtual or in-person)

You submit this directly to your insurer for out-of-network reimbursement.

How to Submit for Reimbursement

Each insurance company has its own process. Typically, you may:

  • Upload through an online portal

  • Email securely

  • Mail or fax a claim form with the superbill

Processing time varies but often takes 2–4 weeks. Reimbursement is sent directly to you.

Payment & Cancellation Policy

Payment is due on the day of service. A credit card is securely stored in SimplePractice.

I require 48 hours’ notice for cancellations. Sessions cancelled outside this window are charged the full fee.

A Note About Boutique Care

This is a boutique psychotherapy practice designed for depth, privacy, and clinical excellence. By remaining out-of-network, I am able to provide trauma-informed, integrative therapy—including EMDR and somatic psychotherapy—without insurance limitations or diagnostic constraints.

If you have questions about coverage, reimbursement, or whether this model is a fit for you, I’m happy to discuss during your consultation.